Your guide to risks management and insurance solutions.
Get the right business insurance advice for your risk exposures.
Your guide to risks management and insurance solutions.
Get the right business insurance advice for your risk exposures.
Our Services
Business Insurance Package
Business Insurance Package
Business Insurance Package
A business insurance package is a comprehensive insurance policy designed to provide a range of protections for small to medium-sized businesses and commercial property owners.
The policy can be tailored to the specific needs of the business by selecting the appropriate risk protection that applies to their assets. The package can typically include coverage for property damage, liability claims, business interruption, theft, and other unexpected events. By having a business insurance package, companies can safeguard themselves against potential financial losses due to unforeseen circumstances.
Public Liability
Business Insurance Package
Business Insurance Package
Public liability insurance is a type of insurance coverage that protects businesses from financial losses that may arise from third-party property damage or injury resulting from the business's products or services.
This insurance policy is designed to cover legal fees, settlements, and other related expenses in the event that the business is held liable for any damages or injuries. As an insurance broker, we can help you customize and manage a public liability insurance policy that meets the specific needs of your business.
Professional Indemnity
Business Insurance Package
Professional Indemnity
Professional indemnity insurance is a type of insurance policy that provides protection for professionals who provide advice or services to clients.
The policy covers the costs associated with legal defense and compensation claims made by third parties who suffer financial loss due to unintentional errors, omissions, or professional misconduct by the insured professional. Professional indemnity insurance helps professionals mitigate the financial risks associated with their profession and can provide peace of mind knowing they are protected from potential claims.
Industrial Special Risks
Industrial Special Risks
Professional Indemnity
Industrial Special Risks (ISR) insurance is a type of insurance policy that provides comprehensive coverage for businesses against losses or damages resulting from a wide range of perils, such as fire, theft, natural disasters, and other unexpected events.
ISR insurance policies are usually tailored to the specific needs of a business and can provide protection for a wide range of assets, including buildings, machinery, stock, and other physical assets, as well as for business interruption losses.
Contract Works
Industrial Special Risks
Strata Insurance
A Contract Works policy is an insurance product that provides comprehensive coverage against the risks associated with civil, commercial, and residential construction projects.
This policy covers a wide range of potential losses or damages, including loss or damage to the insured construction project, third-party property damage or injury, and damage to construction plant and tools. With Contract Works insurance, contractors and builders can have peace of mind knowing that their projects and assets are protected against unexpected events.
Strata Insurance
Industrial Special Risks
Strata Insurance
Strata insurance is a type of insurance designed for owners of strata-titled properties, such as apartments or townhouses.
It provides protection for the common property, including shared facilities and amenities, as well as for individual units. Strata insurance can cover a range of risks, including damage to the building, liability claims, and loss of income due to an insured event.
Cyber Insurance
Personal Accident & Sickness Insurance
Management Liability
Businesses with websites or electronic records are vulnerable to cybercrime and data breaches, which can have severe consequences.
If attacked, a company may need to pay for ransom or IT solutions, as well as costs for reporting, legal claims, and compensating customers. Beyond financial loss, a data breach can harm a company's reputation, intellectual property, and customers' personal information. Cyber insurance can help cover costs like lost revenue, negotiation and ransom expenses, data recovery, legal defense, regulatory investigation, and crisis management.
Management Liability
Personal Accident & Sickness Insurance
Management Liability
Running a business is challenging, especially for owners and managers who must comply with complex legislation like employment law and work health and safety regulations.
Compliance is an ongoing process that can be difficult to manage, and breaches can result in liability exposure for company directors, officers, and managers, leading to legal and financial consequences.
To manage these risks, it's crucial to have management liability cover as part of your risk management strategy. Our coverage provides protection against personal liability, fines and penalties, employment practices claims, and theft by employees or third parties.
Personal Accident & Sickness Insurance
Personal Accident & Sickness Insurance
Personal Accident & Sickness Insurance
We provide personal accident and sickness insurance for individuals, with coverage available 24 hours a day, 365 days a year.
This insurance is designed to protect insured persons in the event that they become ill or injured and are unable to work. Additionally, we offer two types of coverage: Outside Working Hours and Working Hours Only, to suit different needs and circumstances.
Home & Contents
Landlords Insurance
Personal Accident & Sickness Insurance
Home and contents insurance is a type of policy that covers both the physical structure of a home and personal belongings inside it.
It provides protection for homeowners and tenants against unexpected events like theft, fire, or natural disasters, with options for accidental damage, listed events, or basic listed events.
We offer insurance quotes and options to help you find the right coverage for your home and personal property.
Landlords Insurance
Landlords Insurance
Landlords Insurance
Landlords insurance is a type of insurance policy designed to protect residential investment properties.
It provides coverage against financial losses due to unexpected events such as accidental damage, listed events, loss of rent, rent default, and malicious damage caused by tenants or their guests. With landlords insurance, property owners can have peace of mind knowing their investment property is protected and they are financially covered against potential losses.
Motor Insurance
Landlords Insurance
Landlords Insurance
Motor insurance is coverage for vehicles against unexpected events like accidents and theft.
It can be tailored for business or private use and includes protection against damage to the insured vehicle and third-party property.
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Welcome to Labrador Insurance Brokers
Welcome. The path that has led you here is not by chance, but by a deeper purpose. You seek wisdom and protection for what is most precious. We are here to offer you profound guidance and insightful solutions to safeguard your journey. Trust in this moment; together, we will find the path to true security and peace.