Home and Contents Insurance

Home and contents insurance is a type of policy that covers both the physical structure of a home and personal belongings inside it.

It provides protection for homeowners and tenants against unexpected events like theft, fire, or natural disasters, with options for accidental damage, listed events, or basic listed events.

We offer insurance quotes and options to help you find the right coverage for your home and personal property.

Accidental Damage Cover:

This type of home and contents insurance policy will cover you for all of your major events as mentioned above as well as any accidental damage caused. Basically this policy is a broader coverage policy which covers you for all most every type of event that can occur apart from your general exclusions which are also noted at the back of the policy. This is a superior coverage compared to a listed events / Defined Events policy.

Listed / Defined Events Cover:

This type of home and contents insurance policy will cover you for all of your major events such as storm and tempest, fire, impact damages, earthquake, burglary and many more as outlined in the attached PDS. The listed events are noted at the front of the PDS booklet. There are also your general exclusions which are noted at the back of the PDS Booklet. Listed / Defined Events is a limited cover.