Comprehensive Private Motor Insurance

Private Motor Vehicle Insurance provides financial protection for your personal car against unexpected events such as accidents, theft, fire, vandalism, and weather-related damage.

A comprehensive policy helps cover the cost of repairing or replacing your vehicle if it is damaged or stolen, and may also include cover for damage you cause to other people’s property. Depending on the policy, additional benefits such as windscreen cover, emergency accommodation, and hire car options may also be available.

This type of insurance is designed for everyday drivers who use their vehicle for personal travel, commuting, and family use.

• Accidental damage cover for your vehicle 
• Theft and attempted theft protection 
• Fire, storm, and weather-related damage cover 
• Malicious damage and vandalism cover 
• Liability cover for damage to other people’s property 
• Windscreen and glass cover (subject to policy terms) 
• Optional hire car after an insured event 
• Optional roadside assistance benefits 

• Everyday car owners and drivers 
• Families with personal-use vehicles 
• Commuters and part-time drivers 
• Owners of sedans, hatchbacks, SUVs, and personal-use utes 

Private Motor Vehicle Insurance helps protect your car and your financial wellbeing, giving you confidence every time you get behind the wheel.

Commercial Vehicle Insurance provides protection for vehicles used for business purposes against unexpected events such as accidents, theft, fire, malicious damage, and weather-related incidents.

Whether you operate a single vehicle or manage an entire fleet, a comprehensive commercial vehicle policy can help cover the cost of repairs or replacement if your vehicle is damaged or stolen. Cover may also extend to liability for damage caused to other people's property and, depending on the policy, certain legal and recovery expenses.

Commercial Vehicle Insurance is designed for a wide range of businesses that rely on vehicles for daily operations, including tradespeople, contractors, couriers, transport operators, and service-based businesses.

With the right cover in place, you can keep your business moving and minimise the financial impact of unforeseen events on the road.

• Accidental damage cover 
• Theft and attempted theft protection 
• Fire and storm damage cover 
• Malicious damage and vandalism cover 
• Liability for damage to third-party property 
• Windscreen and glass cover (subject to policy terms) 
• Cover for business-owned vehicles and fleets 
• Optional hire vehicle and roadside assistance benefits 

• Trades and construction businesses 
• Couriers and delivery services 
• Transport and logistics operators 
• Mobile service providers 
• Sales representatives 
• Businesses with company cars, vans, utes, or trucks 

Protect your business vehicles with tailored Commercial Vehicle Insurance designed to keep you on the road and focused on what matters most—running your business.